What is an affiliate link?
Some of the links on Wealthly Read are "affiliate links." This means that if you click on a link and take a qualifying action — such as applying for a credit card, opening a bank account, signing up for a service, or making a purchase — we may receive a commission or referral fee from the company at no additional cost to you.
These commissions help us cover the costs of running this website and allow us to continue producing free, high-quality personal finance content every day.
How we identify affiliate links
We work to make affiliate relationships as transparent as possible. You may see disclosures such as "This post contains affiliate links" or "We may earn a commission" at the top of individual articles. When in doubt, assume that any link to a financial product or service may be an affiliate link.
Our editorial principles
We take our readers' trust seriously. Here is exactly how we handle affiliate relationships:
Recommendations come first, partnerships second
We only pursue affiliate partnerships with products and services we believe are genuinely useful to our readers. We never recommend something just because it pays a higher commission.
Commission rates do not affect rankings
When we rank or compare financial products — such as "best credit cards" or "best savings accounts" — our rankings are based on our independent research and editorial criteria, not on which product pays us more.
We include non-affiliate options
Our articles often mention products and resources for which we have no affiliate relationship, simply because they are the best option for the reader.
No cost to you
Clicking an affiliate link never increases the price you pay. In many cases, we link to special offers or bonuses that are only available through our links.
Types of affiliate relationships we may have
Wealthly Read covers a wide range of personal finance topics, and we may have affiliate relationships in any of the following categories:
| Category | Examples of products / services | How we earn |
|---|---|---|
| Credit Cards | Rewards cards, cash back cards, balance transfer cards | Commission per approved application |
| Banking | Online banks, high-yield savings accounts, checking accounts | Commission per account opened |
| Investing | Brokerage platforms, robo-advisors, retirement accounts | Commission per account opened or per deposit |
| Side Hustles | Gig platforms, freelance tools, e-commerce platforms | Commission per signup or subscription |
| Financial Tools | Budgeting apps, credit monitoring services, tax software | Commission per subscription or signup |
| Loans & Debt | Personal loans, debt consolidation, student loan refinancing | Commission per lead or funded loan |
FTC compliance
This disclosure is provided in accordance with the Federal Trade Commission's (FTC) guidelines under 16 CFR Part 255, which requires bloggers and endorsers to clearly disclose material connections — including financial compensation — with the companies whose products or services they discuss.
We believe in full compliance with all applicable laws and regulations governing online advertising and endorsements.
Advertising
In addition to affiliate commissions, Wealthly Read may display advertising through third-party ad networks such as Google AdSense. These ads are served automatically based on the content of the page and your browsing history. We do not control which specific ads appear. For more information, see our Privacy Policy.
Questions
If you have any questions about our affiliate relationships or how we earn money, we are happy to answer them. Please contact us at any time.